Question by Kay: FHA Loan what is required to pass inspection? Is painting and carpet a requirement prior to closing?
Hello, I am looking into purchasing a home using FHA the house was recently vandalized and there are holes in the wall, will the FHA inspector require the holes to be fixed prior to closing the loan ?We are not considering a 203K. Also, what appliances are required to close a loan I have getting mixed answers some people say a stove and fridge others say stove and dishwasher. Thanks in advance.
Best answer:
Answer by Janet P
No portable appliances are required. You are required to have working heat, in AZ, working AC, a working hot water heater and a stove.
All of the plumbing and electrical must work. There must be flooring.
Basically, the house has to be immediately habitual.
Give your answer to this question below!
I don’t know that appliances need to be included – if so, a fridge definitely is not required. I just bought a house with an FHA loan and it doesn’t have a fridge which was not an issue. The inspector did note that there was chipping paint on the outside of the house that had to be fixed along with repairing the mortar between the bricks on the exterior.
Basically the house’s electrical and plumbing systems must work and the structure needs to be sound. I don’t know whether or not holes on interior walls would be a problem or not.